Industry leading points earn
Complimentary Airport lounge access
Diners Club and World MasterCard benefits
Access to Citi Dining Program
And, of course, then there are the rewards.
Complimentary Purchase Insurances
Extended Warranty
Summary of cover
Extended Warranty Insurance covers you for the cost of repairing or replacing products that have been purchased on a card, in the event that the product fails or breaks down.
Who is eligible?
Cardholders are eligible for Extended Warranty Insurance when the whole purchase price of the covered products is charged to the cardholder's card. This extended warranty is not transferable.
What is covered?
We cover you for the cost to repair or replace covered products that suffer a covered breakdown after the registered warranty period has expired, provided you:
take all reasonable care to protect and/or maintain the covered products;
obtain our approval before starting any repairs or replacement of any covered products that have suffered a covered breakdown; and
keep the covered products or relevant parts of them so we can inspect them.
When does cover apply?
Extended Warranty Insurance starts from the date the registered warranty expires and applies for the same period as the registered warranty for up to a maximum of 12 months; however there is no cover if the registered warranty exceeds five years.
The table below sets out examples of how extended warranty periods apply.
Registered warranty period | Extended warranty period |
7 days | 7 days |
14 days | 14 days |
1 month | 1 month |
6 months | 6 months |
1 to 5 years | 1 year |
Over 5 years | No cover |
What are the cover limits?
We will pay up to the purchase price of the covered products as charged to the cardholder's card.
The most we will pay is a maximum of $20,000 in any 12 month period in respect of any one card.
Important Information
Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Diners Club Pty Ltd, ABN 35 004 343 051 which allows eligible Diners Club account holders and cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the policy are set out in the Description of Insurance Cover Terms and Conditions which may be amended from time to time, Diners Club does not guarantee this insurance.
Complimentary Insurance Terms and Conditions
• Diners Club Personal & Business Cards - Description of Insurance Cover
Purchase Cover Insurance
Summary of cover
Purchase Cover Insurance provides cover against theft, loss or damage to covered products that have been purchased on your card.
Who is eligible?
Cardholders are eligible for Purchase Cover Insurance for covered products:
purchased anywhere in the world; or
given as a gift to any permanent Australian resident
provided the whole purchase price of the covered products is charged to the cardholder's card
When does cover apply?
Purchase Cover Insurance applies to covered products for 90 days after the date of purchase.
What is covered?
We cover the covered products against theft, loss or damage anywhere in the world if you or the recipient of the covered products has already taken possession of them and you make a claim within 21 days of the theft, loss or damage.
What are the cover limits?
We will pay the lesser of:
the actual amount which has been charged to the cardholder's card to purchase the covered products; or
$3,000 per claim in respect of jewellery, watches and fine arts,
The most we will pay is a maximum of $125,000 in any 12 month period in respect of any one card.
Important Information
Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Diners Club Pty Ltd, ABN 35 004 343 051 which allows eligible Diners Club account holders and cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the policy are set out in the Description of Insurance Cover Terms and Conditions which may be amended from time to time, Diners Club does not guarantee this insurance.
Complimentary Insurance Terms and Conditions
• Diners Club Personal & Business Cards - Description of Insurance Cover
Guaranteed Pricing Scheme
Summary of cover
Guaranteed Pricing Scheme reimburses you for the difference in price, up to $500, between a covered product you have purchased on your card and the same covered product advertised in a store catalogue.
Who is eligible?
Cardholders are eligible for Guaranteed Pricing Scheme when the whole purchase price of a covered product is charged to the cardholder's card and the price difference is more than $75.
What is covered?
We cover you for the difference in price, up to $500, between the price of a covered product and the purchase price of the same item advertised in a store catalogue that is printed after you purchase the covered product, provided that:
the cheaper covered product is new, the same model number and year and produced by the same manufacturer as the covered product purchased;
the cheaper covered product is available from a store within a 25 kilometre radius of the store where you purchased the covered product; and
you make a claim under this cover no later than 60 days after the purchase of your covered product and provide to us the store catalogue advertising the cheaper covered product
What are the cover limits?
This cover section does not apply to covered products purchased or advertised exclusively on the internet.
Important Information
Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Diners Club Pty Ltd, ABN 35 004 343 051 which allows eligible Diners Club account holders and cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the policy are set out in the Description of Insurance Cover Terms and Conditions which may be amended from time to time, Diners Club does not guarantee this insurance.
Complimentary Insurance Terms and Conditions
• Diners Club Personal & Business Cards - Description of Insurance Cover
Industry leading points earn Complimentary Airport lounge access Diners Club and World MasterCard benefits Access to Citibank's Dining Program
And, of course, then there are the rewards.
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