- business account
Is your business card working as hard for your business as you are?
Get the best of both worlds - Diners Club's benefits, with Mastercard's acceptance.
Redeem your points across 15 airlines, including Qantas, at 1 point : 1 QFF point
Earn up to 1 point per $1 spent, with points pooling available
Monthly statements are ATO Compliant with GST break up for all Diners Club transactions
Access to more than 1,300 airport lounges across 600+ cities in over 140 countries and territories worldwide
51 days to pay for purchases
Complimentary Travel Insurance and Purchase Protection*
Earn 1 point per $1 spent on your Diners Club card, and 0.5 points when you use the companion Mastercard® Card. With no limit to the number of Reward points you can earn and no points expiry date, you can redeem for a host of rewards more quickly. Diners Club Members can redeem Diners Club Reward points across vouchers, merchandise, and travel partners - including 15 international airline partners, with 1 point for 1 QFF point.
With a Mastercard Card to complement your Diners Club account you can enjoy the convenience of acceptance at in over 33 million locations, over 1.9 million ATMs, everywhere online and in over 210 countries. So make sure you carry both cards with you at all times.
Managing two cards on one account couldn't be easier; you only have one PIN and one statement so you'll only have to make one payment.
Have the added peace of mind with a joint and several liability set up for your account. This is where your company is liable for the total indebtedness of each card issued under its name and is jointly and severally liable with each card member in relation to each card. With each card member being accountable for their own card spend, enjoy the added comfort to run your business confidently.
Diners Club is for people who want to spend to the limits of their success. Establish your ability to repay whatever you wish to spend and we won't raise an eyebrow. That's the beauty of no pre-set spending limit1.
With no fixed spending limit on your cards, you have the flexibility to manage your finances according to what you can afford and your changing needs.
Add to this the benefit of having a cashflow advantage of up to 51 days2 to purchase on your Account.
For more information, please refer to the Diners Club Business/Corporate Card Terms and Condition or call us on 1300 360 060.
Terms and Conditions
1. Transaction authorization may require proof of sufficient resources.
2. Changes are payable on receipt of account. To avoid default fees you have 21 days after the account issue date to pay.
Diners Club has simplified GST for you by making our Business Card statements an efficient, streamlined solution to GST reporting for all your travel and entertainment expenses. Your Diners Club Business Card statement consolidates all your monthly expenditure into one clear record, making it easier to control and manage your expenses.
The Diners Club Business Card statement complies with ATO guidelines for statements to be accepted as a substitute for Tax Invoices (other than mixed supplies).
Statement Features:
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Records GST paid on purchases
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Can be used as a substitute Tax Invoice for expenditure identified as Taxable Supplies on the statement
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Flags potential FBT liable purchases
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Offers a convenient method to calculate actual GST claimable and FBT payable on flagged purchases
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Consolidates all travel and entertainment expenses into one system for easy management
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Diners Club Card and Mastercard Card transactions all on the same statement
Track Your FBT Liabilities
If entertaining clients or associates is part of your business activities it is essential that you know the FBT rules relating to taxation of entertainment expenses.
Entertainment expenses paid by an employer directly or paid by employees and subsequently reimbursed may be subject to FBT. Your Diners Club Business Card statement flags charges that may be FBT liable and has been designed to assist you in calculating accurate FBT liability and related claimable GST.
Accelerate your points on all your company spend by combining all the cards issued to your company under the rewards points pooling program. In this program, all rewards points earned by each card member will be pooled into your main business account.
You can earn up to 1 point for every $1 on your Diners Club card, and 0.5 points when you use the companion Mastercard Card. With no limit to the number of Reward points you can earn and no points expiry date, you can redeem for a host of rewards more quickly. Diners Club Members can redeem Diners Club Reward points across vouchers, merchandise, and travel partners - including 15 international airline partners, with 1 point for 1 QFF point.
With the Citi Dining Program customers can enjoy a range of food and dining related benefits and events.Visit the Citi Dining Program website.
For true comfort and convenience when travelling, our Diners Club Airport and Members Lounges offer our members a private space to relax, work or meet colleagues throughout your overseas travel. Conveniently located at airports popular with business travellers, and boasting a range of modern facilities to ensure your every need is met, you can locate your nearest Diners Club Airport and Members Lounge now, with our simple online tool.
With your Diners Club Membership you can access a host of offers and benefits worldwide including accommodation, dining and shopping discounts.
Visit the Diners Club Privileges website or call Diners Club on 1300 360 060 for more information.
Fees/Features Table
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| Diners Club Card | Diners Club Card + Mastercard Card | ||
| FEE |  |
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| Annual Card Fee | $95 | $249 | |
| Annual Additional Card Fee | $80 | $79 | |
| Rewards Fee | $77 | $0 (included in Annual Card fee) | |
| REWARDS | |||
| Reward Points per $1 spent1 | 1pt/$1 | 1pt/$1 | 0.5pts/$1 |
| Earn unlimited points with no expiry | • | • | • |
| USING YOUR CARD | |||
| No Pre-set Spending Limit2 | • | • | • |
| Worldwide Acceptance | More than 50 million global merchant locations | More than 50 million global merchant locations | 37 Million Locations |
| Worldwide ATM Cash Withdrawals | More than 1.2M DCI Global ATMs | More than 1.2M DCI Global ATMs | 2 Million ATMs |
| Up to 51 Days to pay3 | • | • | • |
| Customer Service available 24 hours a day, 7 days a week | • | • | • |
| COMPLIMENTARY INSURANCE4 Find out more | |||
| International Travel Insurance | • | • | • |
| Interstate Flight Inconvenience Insurance | • | • | • |
| Transit Accident Insurance | • | • | • |
| Extended Warranty Insurance | • | • | • |
| Purchase Cover Insurance | • | • | • |
| Guaranteed Pricing Scheme | • | • | • |
| PRIVILEGES | |||
| Access to more than 1,300 airport lounges across 600+ cities in over 140 countries and territories worldwide | • | • | |
| Cellar Door | • | • | |
| Diners Club Privileges | • | • | |
| COMPANY BENEFITS | |||
| Statements comply with ATO Guidelines to be accepted as substitute Tax Invoices | • | • | |
| GST paid on purchases recorded on statement | • | • | |
| Online Account Access | • | • | • |
| Quarterly BAS Reporting | • | • | • |
Important Information
1. Diners Club Reward points are earned, allocated, redeemed, forfeited or cancelled by Rewards Members in accordance with the Diners Club Rewards Terms and Conditions.
2. Transaction authorisation may require proof of sufficient resources.
3. Charges are payable on receipt of account. To avoid default fees you have 21 days after the account issue date to pay.
4. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Citigroup Pty Limited ABN 88 004 325 080 AFSL and Australian credit licence 238098 (Citi) which allows eligible Citi account holders and cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Description of Insurance Cover Terms and Conditions which may be amended from time to time. Citi does not guarantee this insurance.
FAQS
Diners Club has offered excellence in business banking to professionals and businesses since 1956. We are focussed on delivering a quality business banking solution that offers significant financial and member rewards. Our cards provide greater financial freedom, our statements are tax ready and business efficient, and our member rewards make membership a truly rewarding experience.
We offer a charge card, with the option to add a Mastercard to your account. There are a range of benefits you can enjoy, and a number of ways you can tailor your account, to ensure it meets your business needs.
A charge card is different to credit and debit cards, in that there is no pre-set spending limit, and there's no interest, as you pay your account balance in full with each statement. A Diners Club charge card allows you to manage your expenses and earn rich reward points, and gives you access to a wide range of features and benefits.
Unlike a credit card, you can spend as much as you need, when you need to, making it the ultimate convenience in credit banking and a true reward for maintaining a superior credit rating.
The Diners Club Business Card Statement offers a range of features that comply with the ATO guidelines. Our statements can be accepted as a substitute for Tax Invoices (other than mixed supplies), and include a GST adjustment schedule, which assists in identifying and accurately calculating GST that may be claimed.
GST information is not available for transactions with a Mastercard card as the details provided in relation to Mastercard transactions are not intended to be substituted for a tax invoice.
Instead of having to be out-of-pocket immediately for your business expenses when you pay by cash, by using the Business card, you will get up to 51 days* to pay for your purchases. This would effectively mean that you have an additional credit line to grow your business the way you want to.
It doesn't. The financial freedom and flexibility of no set spending limits and no interest when you pay your balance within 51 days, the tax compliant business card statements, and a range of local and international business rewards - there is no comparison. A Diners Club Card is truly in a league of its own.
We understand that different card providers offer different features and benefits. By partnering with Mastercard, we are enabling our members to conduct all of their business banking in the one place, as well as giving them the opportunity to earn more rewards points and enjoy greater merchant access.
Access to more than 1,300 airport lounges across 600+ cities in over 140 countries and territories worldwide. Please refer to the listing here.
Yes. As a Diners Club member cardholders are automatically entitled to a range of complimentary insurance products, subject to eligibility criteria. For full terms and conditions refer to the Complimentary Insurance terms and conditions
If you are enabling multiple cards under your business to your employees or partners, you will have the option of combining all the rewards earned from these cards to the one main account.
No, both cards will be under one account; which means you will only pay one annual fee for both cards.
Benefits
Features table
| DINERS CLUB CARD | DINERS CLUB CARD + MASTERCARD | ||||
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| DINERS CLUB CARD | DINERS CLUB CARD + MASTERCARD |
| Annual Card Fee | $95 | $249 |
| Annual Additional Card Fee | $80 | $79 |
| Rewards Fee | $77 | $0 (included in Annual Card fee) |
| Reward Points per $1 spent1 | 1pt/$1 | 1pt/$1 | 0.5pts/$1 |
| 3 additional points per $1 with Bonus Partners2 | • | • | • |
| Earn unlimited points with no expiry | • | • | • |
| No Pre-set Spending Limit3 | • | • | • |
| Worldwide Acceptance | Nearly 40 Million Merchant Locations | Nearly 40 Million Merchant Locations | 37 Million Locations |
| Worldwide ATM Cash Withdrawals | Nearly 1.3 Million ATMs | Nearly 1.3 Million ATMs | 2 Million ATM's |
| Up to 51 Days to pay4 | • | • | • |
| Customer Service available 24 hours a day, 7 days a week | • | • | • |
| International Travel Insurance | • | • | • |
| Interstate Flight Inconvenience Insurance | • | • | • |
| Transit Accident Insurance | • | • | • |
| Extended Warranty Insurance | • | • | • |
| Purchase Cover Insurance | • | • | • |
| Guaranteed Pricing Scheme | • | • | • |
| Access to more than 1,000 Airport Lounges | • | • | |
| Diners Club Shipping | • | • | |
| Cellar Door | • | • | |
| Diners Club Privileges | • | • |
| Statements comply with ATO Guidelines to be accepted as substitute Tax Invoices | • | • | |
| GST paid on purchases recorded on statement | • | • | |
| Online Account Access | • | • | • |
| Quarterly BAS Reporting | • | • | • |
FAQs
FAQs
Diners Club has offered excellence in business banking to professionals and businesses since 1956. We are focussed on delivering a quality business banking solution that offers significant financial and member rewards. Our cards provide greater financial freedom, our statements are tax ready and business efficient, and our member rewards make membership a truly rewarding experience.
We offer a charge card, with the option to add a World Mastercard or Frequent Flyer Mastercard to your account. There are a range of benefits you can enjoy, and a number of ways you can tailor your account, to ensure it meets your needs.
A charge card is different to credit and debit cards, in that there is no pre-set spending limit, and there's no interest, as you pay your account balance in full with each statement. A Diners Club charge card allows you to manage your expenses and earn rich reward points, and gives you access to a wide range of features and benefits.
Unlike a credit card, you can spend as much as you need, when you need to, making it the ultimate convenience in credit banking and a true reward for maintaining a superior credit rating.
The Diners Club Business Card Statement offers a range of features that comply with the ATO guidelines. Our statements can be accepted as a substitute for Tax Invoices (other than mixed supplies), and include a GST adjustment schedule, which assists in identifying and accurately calculating GST that may be claimed.
GST information is not available for transactions with a Mastercard card as the details provided in relation to Mastercard transactions are not intended to be substituted for a tax invoice.
Instead of having to be out-of-pocket immediately for your business expenses when you pay by cash, by using the Business card, you will get up to 51 days* to pay for your purchases. This would effectively mean that you have an additional credit line to grow your business the way you want to.
It doesn't. The financial freedom and flexibility of no set spending limits and no interest when you pay your balance within 51 days, the tax compliant business card statements, and a range of local and international business rewards - there is no comparison. A Diners Club Card is truly in a league of its own.
We understand that different card providers offer different features and benefits. By partnering with Mastercard, we are enabling our members to conduct all of their business banking in the one place, as well as giving them the opportunity to earn more rewards points and enjoy greater merchant access.
We have over 700 airport lounges worldwide that you will be privileged to be able to access. Please refer to the listing here.
Yes. As a Diners Club member cardholders are automatically entitled to a range of complimentary insurance products, subject to eligibility criteria. For full terms and conditions refer to the Complimentary Insurance terms and conditions
If you are enabling multiple cards under your business to your employees or partners, you will have the option of combining all the rewards earned from these cards to the one main account.
No, both cards will be under one account; which means you will only pay one annual fee for both cards.